House of Fraser Pensions in the UK

The House of Fraser, Beatties & Jenners Pension Scheme was formed in 2013 by merging the House of Fraser Pension Plan, the James Beattie plc Pension Scheme and the Jenners Princes Street Edinburgh Limited Pension and Life Assurance Scheme 1974

The Scheme is run by a corporate trustee called House of Fraser Pension Trustees Limited, which has a board of directors known as the Trustees, who ensure that the Scheme is run in line with legislation and the Scheme Rules.

If you started working for House of Fraser, Beatties or Jenners before 2010 and you contributed to a pension scheme, you may be a member of this Scheme. If you haven’t had any correspondence recently from the Trustees (i.e. in the last 12 months), we may have lost contact with you, so please get in touch using the contact details below.

If you worked for one of the companies acquired by House of Fraser over the years such as Army & Navy Stores, Arnotts, Barkers of Kensington, Binns, D H Evans, Dickins & Jones, Howells, Rackhams or Schofields, and you contributed to a pension scheme, you may be a member of this Scheme. If you haven’t had any correspondence recently from the Trustees (i.e. in the last 12 months), we may have lost contact with you, so please get in touch using the contact details below.

On 31 August 2018, the Scheme entered a “PPF assessment period”. The Pension Protection Fund (or PPF) was set up to provide members of a pension scheme with “compensation” if their employer, or former employer, becomes insolvent and their pension scheme does not have sufficient assets to pay a pension to at least the level of PPF Compensation.

During the assessment period, the PPF will determine, among other things, if there are sufficient assets in the Scheme to pay members a pension at or above PPF levels of Compensation. If this is the case, the Scheme may be able to buy out benefits with an insurance company. If there are insufficient assets to buy benefits from an insurance company, the Scheme will enter into the PPF and members will receive PPF Compensation.  Either way, members will receive benefits at no lower than PPF Compensation levels.

If you have any questions about the Scheme or about your own benefits, or if you need to tell us about any changes to your personal details or if you think you may be a member and have benefits in the Scheme, please get in touch with the Scheme administrator, Spence & Partners.

Phone: 028 9521 0305

Email: HOFAdmin@spenceandpartners.co.uk

Member Portal: https://houseoffraser.mantlehosting.co.uk

House of Fraser Pension Trustees Limited. Registered office: Cannon Place, 78 Cannon Street, London, EC4N 6AF. Registered in England and Wales 8676340